05-31-2026, 09:12 PM
Same finding here in Michigan. PayPal has been my fastest by a wide margin, my last one was $220 in about 3 hours on a Thursday.
Instant bank for me is reliable but slower, usually next day. If a site supports both I default to PayPal for anything under $500 and only use bank for the bigger ones where the PayPal cap would block it.
Instant bank for me is reliable but slower, usually next day. If a site supports both I default to PayPal for anything under $500 and only use bank for the bigger ones where the PayPal cap would block it.